My Story of how I lost $350,000.00 from Montreal/Laval CON ARTISTS
I have fallen victim to scammers that has cost me a staggering $350,000.00 Canadian dollars, which represents a significant portion of my hard-earned life savings and this is my story on how I fell pray to these CON ARTISTS.
The reason I’m sharing this with the world is twofold: I want to raise awareness about my situation and, more importantly, I hope to prevent others from being deceived by the same con artists who took advantage of me. These unscrupulous individuals crafted elaborate stories to manipulate me and others into parting with our money, ad detailed in the narrative below.
The individuals behind this deceit are not just faceless criminals; they have names and connections that make their actions even more alarming.
- Steve D’Souza One of the main perpetrators, he operates as a salesperson at Groupe A1 asphalt – paysagement, a company linked to his son.
- Reginald (Reggie) D’Souza, Steve D’Souza’s brother
- Omar Haniff, Reginald D’Souza’s brother-in-law
- Pasqualino (Pat) Cersosimo, a friend of Steve’s who Steve calls him his “business partner”
- Raphael Louis, a friend of Steve’s
Together, they have orchestrated a web of lies that has resulted in significant financial loss for me and many others.
By exposing these individuals and sharing my story, I aim to shine a light on their deceptive practices and encourage vigilance among potential victims. It is crucial for people to be aware of the tactics used by these con artists as they often rely on trust and personal connections to ensnare their targets. I hope that by detailing my experience, I can help others recognize the warning signs and protect themselves from falling into the same trap that ensnared mee!
Introduction
The narrative begins in 2016 when my neighbor, Steve D’Souza, moved into the house next to mine as a renter. Our interactions were typical of neighbors; we exchanged casual conversations from time to time. While I wouldn’t classify our relationship as a friendship, there was a sense of warmth in our dialogues. I also had the opportunity to meet his two sons, David and Kevin D’Souza, both in their early twenties. They had recently launched an asphalt company named Asphalte A1, which I later learned had rebranded to “GROUPE A1” and expanded their services to include landscaping and snow removal. I found them to be pleasant young men and I even invited David to a join a poker game at my home.
As time passed, I felt I had developed a good understanding of the D’Souza family, or at least I believed I had. However, one summer day in 2016, steve approached me just as I was about to leave for daycare with my son. He asked if I could lend him $15k. He was visibly distressed and practically begged me for it assuring me that he would repay the amount within a week at the latest. After some initial reluctance, I decided to extend my help, believing in his promise. That same day, we went to the bank where I withdrew $15k from my line of credit and handed it over to him. He requested that I write the check to “roi du camion”, claiming it was necessary for payment r deposit related to his boss (Pat Cersosimo). Although I was somewhat puzzled by the specifics, my primary concern was to support Steve in his time of need. I made sure to have him sign a document acknowledging that he would repay me back within a week, and I handed him the check, trusting his word that he would honor our agreement.
A week turned in to a month, then six months, and eventually a year and I would not see a penny. Throughout this time, he continuously assured me that he would soon come into a fortune, spinning tales about his brother, Reginald (Reggie) D’Souza, a former millionaire with extensive connections and even has a gold mine in Uganda. His repetitive stories filled me with a mix of hope and frustration as I anxiously awaited the return of my $15k. Finally he repaid the $15k but only because I was about to invest 90k usd in his other “gold venture”. Click on the two links below (“gold transaction” and “banking transaction”) to learn more about these two fraudulent schemes that I fell for:
Uganda Gold Transaction
As I gather more details, it becomes increasingly clear that the situation is not an isolated incident, but rather part of a larger pattern of exploitation that warrants further investigation.
Switzerland Banking Transaction
He explained that he had successfully arranged for a company to secure a loan of approximately $200 million from a banker, and his broker commission for facilitating this transaction was the anticipated $35 million.
In light of this, I reached out to David D’Souza (Steve’s D’Souza’s son) via email (see email i sent him below), asking if he could assist in repaying his father’s debt, as it felt unjust for me to cover his father’s personal expenses. Instead of a response, David called me to inform me that he was not going to help and that I would have to wait for his father to settle the debt. He wasn’t even the slightest apologetic or sympathetic to my situation:
These individuals have a tendency to avoid putting anything in writing, opted instead for phone calls. This behavior suggests they are aware that written communication could potentially incriminate them or leave a trace of their actions. Whenever I interacted with Steve, Pat, or Omar, they would either reach out to me via phone or arrange to meet in person to share information, deliberately steering clear of any written documentation.
Over the past few years, I have discovered that I am not alone in my experience of being deceived by these individuals. For instance, my neighbor down the street, revealed that her brother had given $300k to Pat. Intrigued by this situation, I reached out to her in 2021 to share my own story and learn more about hers.
During our conversation, she recounted that the $300k she entrusted Pat was merely a fraction of the larger, more complex narrative surrounding her ordeal. She expressed that there were many more troubling details, but she felt unable to disclose them due to fears for her safety. Specifically, she mentioned that Steve had threatened her life if she spoke out. I can relate to that fear, as Steve has also threatened me on multiple occasions, including a menacing text message he sent in 2022 (see below screenshot from my phone), which prompted me to contact the police an ultimately led to his arrest.
Not only do they screw you out of your own money, they don’t want you to talk about them to anyone or else they threaten you with physical violence!
Both she and I fell victim to the same deceit; we placed our trust in Steve along with his friends and family, only to discover that it was all an elaborate scam. Not a single cent was every returned to anyone involved. The situation is even more troubling when I learned about another individual named “Mike”, while last name remains unknown. Steve and Steve’s other brother (another con artist) coerced him into borrowing approximately $500k from loan sharks under the pretense of a windows deal with Capright. Steve assured Mike that he would repay him as soon as he received his $5m from the supposed “Switzerland deal”, but, predictably, that promise never materialized. The fate of Mike is uncertain, especially considering the significant debt he now owes to dangerous individuals.
Additionally, Pat lured another victim, a general contractor named “Gilles”, into investing in the same fraudulent windows deal with Capright. Gilles ended up handing over $100k to Mike, the same individual who had already borrowed a staggering amount from the loan sharks, and he too has seen no return on his investment. This pattern of deception illustrates a broader scheme that extends far beyond my own experience. Numerous individuals have suffered substantial financial losses at the hands of these con artists, including Steve D’Souza, Pasqualino Cersosimo, Omar Haniff and Raphael Louis (Ralph).
It appears that all these fabricated stories were meticulously crafted to siphon money from unsuspecting victims, allowing the perpetrators to settle their debts and maintain their lavish lifestyles.
PAT CERSOSIMO revealed to me that the money he used for his own “gold transaction” was actually money he owed to various subcontractors who assisted him in the construction of his building in Rosemere. Due to his inability to settle these debts, Pat had to declare bankruptcy for his company, ADESSO CONSTRUCTION INC. As a result, all of these subcontractors lost their money, having placed their trust in this piece of shit Pat which is a devastating outcome for those who worked hard to support his project.
Pat also told me that he had borrowed around $200,000.00 from loan sharks and since “his gold deal failed” the loan sharks were breathing down his throat giving him pressure to pay them back their 20% interest every week and he was scrambling every week to find money, hence probably part of the reason he was scamming people to pay off the sharks. When you talk to him you would think he’s the nicest guy in the whole world but behind that facade is a piece of shit that is full of lies and deception and is just looking out for himself and his luxury lifestyle at the expense of other honest people.
Furthermore, Pat mentioned that whenever he starts a new venture/project, he incorporates the name ADESSO along with other terms/words to obscure the fact that he has previously gone bankrupt. For example he would use CONTRUCTION ADESSO, then he would bankrupt that company and then use “MAISONS ADESSO”, then bankrupt that company and then use “RENOVATION ADESSO”. This tactic allows him to making people believe he’s working under the same company name and to continue operating without the scrutiny that his past actions warrant. Despite being financially destitute, he drives a brand-new Range Rover, projecting an image of success that is far from the reality of his situation. Many individuals, including myself, my neighbor, Gilles the window contractor, and all contractors that have done business with Pat have fallen victim to his deceit, AND I KNOW THERE ARE MANY MORE WHO HAVE SUFFERED SIMILAR FATES WITH THESE PIECE OF SHIT CON ARTISTS.
Here are some text messages from Pat either asking me for money or playing the victim to feel sad for him to give him money. it’s always the same story, he’s always in some kind of trouble and HE NEEDS MONEY!
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Conclusion
The gold transaction turned out to be a complete scam. There was no actual exchange of gold, and it appears that Omar, along with others like Steve and Reginald, exploited my hard-earned money to settle their own financial obligations. Over the last five years, Ralph has managed to repay only $2k of the $45k he owes me. Despite my persistent follow-ups every few months, he continues to promise that he will have something for me soon, yet those promises never materialize. I placed my trust in these individuals, only to discover that they were nothing more than fucking CON ARTISTS. My attempts to reach out to Pat and Steve have yielded similar results; they assure me that I will receive my money or at least a portion of it soon, with only Pat recently repaying $15k out of the $100k he owes me and that’s only after i told them that I would publish my story online and to expose them. The constant need to pursue them for what they owe me has become a frustrating cycle, with no resolution in sight. Pursuing legal action against these con artists seems futile, as they possess no assets – no homes, cars or anything of value. It appears their primary occupation is deceiving honest individuals out of their money.
I AM SHARING MY EXPERIENCE TO SHED LIGHT ON THE TRUTH ABOUT THESE SCAMMERS AND TO WARN OTHERS ABOUT THE POTENTIAL RISKS OF TRUSTING THEM. IT IS CRUCIAL FOR PEOPLE TO BE AWARE OF THEIR TACTICS, AS I HAVE SEEN FIRSTHAND HOW THEY CAN LEAD TO DEVASTATING FINANCIAL LOSSES, INCLUDING MY OWN LIFE SAVINGS. MY HOPE IS THAT BY EXPOSING THESE INDIVIDUALS, I CAN HELP PREVENT OTHERS FROM EXPERIENCING THE SAME HARDSHIPS AND ENCOURAGE VIGILANCE IN THE FACE OF DECEITFUL PRACTICES.
IT’S IMPORTANT TO RECOGNIZE THAT MANY INDIVIDUALS HAVE FALLEN VICTIM TO THESE SCAMMERS AND MAY FEEL HESITANT OR EMBARRASSED TO SPEAK OUT. IF YOU ARE ONE OF THESE PEOPLE THAT GOT SCAMMED LIKE ME, DON’T LET FEAR HOLD YOU BACK! I UNDERSTAND THAT STEVE D’SOUZA MAY BE INTIMIDATING YOU INTO SILENCE, BUT IT’S CRUCIAL NOT TO ALLOW THESE SCAMMERS TO EXPLOIT YOU FURTHER OR EXPOIT OTHERS. THEIR GREATEST FEAR IS THAT PEOPLE WILL SHARE THEIR EXPERIENCES, AS THIS IS THE ONLY WAY THEY CAN CONTINUE TO DECEIVE OTHERS.
MY STORY ABOVE IS 100% TRUE. I HAVE PROOF OF EVERYTHING. IF ANYONE NEEDS MORE INFO ON ALL OF THE ABOVE, FEEL FREE TO CONTACT ME DIRECTLY. IT WILL BE A PLEASURE TO GIVE ANYONE ANY INFO ON THESE POS CON ARTISTS. LET’S MAKE SURE THE WHOLE WORLD KNOWS THEIR NAMES!!!!! PLEASE SHARE!!!! email: yannisadamopou@gmail.com